Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what closing costs are and how much you should budget for.

Last week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years. If you are thinking about buying a home in Bismarck or Mandan you may want to act this year!

Here’s why there won’t be a wave of foreclosures in the housing market.

If you’re thinking of buying a home in today’s housing market, you may be wondering how strong your investment will be. The good news is, according to the experts, home prices are not projected to decline.