Mortgage Providers in Bismarck & Mandan, ND

Choosing a mortgage provider isn’t just about the rate on the billboard. In Bismarck–Mandan, the best fit is usually the lender who can hit your timeline, communicates clearly, and offers the loan program that matches your situation (conventional, FHA, VA, USDA/Rural Development, construction, portfolio loans, etc.).

This list is provided as a helpful starting point for home buyers and sellers in Bismarck and Mandan, North Dakota. It’s not an endorsement, and you’re encouraged to compare more than one lender to find the best fit for your goals, timeline, and budget.

Quick tips when comparing lenders:

  • Get pre-approved (not just pre-qualified) so your offer is stronger.

  • Compare Loan Estimates side-by-side (rate and lender fees).

  • Ask about rate locks, appraisal timing, and average closing turn times.

  • If you’re a first-time buyer (or need help with cash-to-close), ask about North Dakota Housing Finance Agency (NDHFA) programs and whether the lender is a participating lender. ND Housing

Local & Regional Banks (Mortgages)

Local Credit Unions (Home Loans)

Mortgage Companies & Brokers (Bismarck–Mandan Area)

Mortgage brokerages and mortgage companies can be a great option if you want help comparing programs, timelines, and monthly payments across different scenarios. Ask for a Loan Estimate, confirm rate-lock details, and verify they can close on your timeline.

Want a short list of lenders that are currently closing on time and communicating well? Reach out — I’ll point you to a few solid options based on your situation.

Note: This list is a helpful starting point and not an endorsement. Compare more than one option to find the best fit for your goals.